I welcome all the visitors to our web site and express my sincere greetings to you all.

IFIC Bank was established more than two decades ago and has since been able to sustain significant growth, ensure excellent customer service and management efficiency. We have a solid financial base and we are proud of the total support of thousands of loyal customers and patrons. We nurtured these strengths for continuous prosperity in the past years and continue to do so for the years to come.

Over the years IFIC Bank passed through various stages and phases of ups and downs and we have kept our head high against all odds and sustained our unhindered growth as a strong institution. Our foundation is strong and so is our aspiration.

With the emergence of re-engineered new global economic order vis-à-vis banking environment and at the beginning of the new millennium when a large number of third and fourth generation banks in the private sector have been posing head-on competition the hard times are on us. But we do not fall behind, rather we not only survive, we become stronger, make profits and ensure head high sustenance.

In the process we have brought in a number of imperatives in our management practices and operations, such as, professionalism, knowledge, proactive attitudes and behavioural patterns for ensuring positive customer service and business performance. The strong green bottom line in our financial statement talks about our successes.

Meanwhile, in order to sustain equivalent growth and progress we have a good number newer initiatives and drives based on our core competencies. We are about to introduce a new era in banking services, a real-time, integrated and centrally manageable banking solution for the convenience of our customers having automated delivery channels, payment gateways and assured business continuity. Our objectives are known, the strategies are in place, the direction is visualized and only thing we need is to drive it home for attaining the appropriate competitive edge. And the Drives are on.

We appreciate that banking is a service-oriented business and to uphold new scale of services we have drawn excellent people in the process and have a strong senior management team, who are committed to continue implementation of our sound strategic programs. We focus on creating a culture that places importance on personalized services, customer satisfaction and excellence in banking. We believe in developing strong interpersonal relationship with each other and hence we have brought the decision-making authorities closer to the customers to give them the best services available.

I look forward to the coming years. We are certain that we shall meet the challenges by leveraging our strength and banking expertise as well as our product depth and breadth, technological capabilities and strong customer base. We intend to expand our position as the financial bridge for our customers.